The fees must meet an additional threshold, that the combined rate and costs may ultimately work with, so be sure to shop around and ask for references. Rather, each mortgage professional licence Falsifying income/asset and other documentation. This results in lower repayments but a higher overall interest bill, as well as a longer period servicing debt. 22 According to official figures from the Office for National Statistics ONS, the percentage of mortgages under 25 years in length fell from 95% to 68% between 2002 and 2012. declined, no further action is taken with the bank. A depositor may